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Privacy Policy/Opt Out Notification

FACTS

WHAT DOES PEACH STATE FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number
  • Checking Account Information
  • Account balances
  • Credit card or other debt
  • Credit History and Payment History
  • Income and employment information


How?

All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Peach State Federal Credit Union chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information

Does Peach State Federal Credit Union share?

Can you limit this sharing?

For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes - to offer our products and services to you

Yes

Yes

For joint marketing with other financial companies

Yes

Yes

For our affiliates' everyday business purposes - information about your transactions and experiences

No

We don't share

For our affiliates’ everyday business purposes - information about your creditworthiness

No

We don't share

For our affiliates to market to you

No

We don't share

For nonaffiliates to market to you

Yes

Yes


To limit
our sharing

Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?

Call 678.889.4328  or go to www.peachstatefcu.org


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Mail to:
Peach State Federal Credit Union
Attention: Operations Dept.
1505 Lakes Parkway Ste 100
Lawrenceville, GA 30043

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What we do

How does Peach State Federal Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Peach State Federal Credit Union collect my personal information?

We collect your personal information, for example, when you

  • Open an account or pay your bills
  • apply for a loan or give us your employment information
  • give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.  

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes - information about your  creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.


Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Peach State Federal Credit Union does not share with our affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Nonaffiliates we share with can include insurance, broker or security companies, government agencies, plastic card processors (credit/debit/ATM), financial statement publishers or printers, mailhouse, mortgage service companies, consumer reporting agencies, data processors, other financial institutions and check/share draft printers

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include insurance companies and service providers.

 

 

 

 

 

 

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