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Home Equity Line of Credit

If you need extra funds and have equity in your home, consider our low-rate home equity line of credit. Our home equity loan essentially provides you with a line of credit based on a percentage of the equity in your home. The interest on an equity loan is often tax deductible, so be sure to consult your tax adviser when reviewing your options.

Benefits of Home Equity Line of Credit

  • Convenient access to money when you need it
  • Adjustable rate
  • Lines up to $150,000
  • Low closing costs
  • No prepayment penalty

When your home is on the line: What you should know about Home Equity Lines of Credit.

Second Mortgages
Take advantage of the equity you've built in your home with a second mortgage from Peach State. This fixed rate may offer you tax deduction opportunities. This loan can be used for home improvements, college and more. Benefits include:

  • Fixed rate
  • Up to $150,000
  • No prepayment penalty

Please contact us for more information about our competitive interest rates or click here for a loan application.






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