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Business Credit Cards

Verified by VISAVISA® Platinum Credit Cards
0% APR* for six months on all new accounts. This includes purchases, cash advances and balance transfers – that's one SMART credit card!

Peach State's VISA® Platinum plus REWARDS offers low rates, no annual fees and two great benefit programs – ScoreCard™ REWARDS and CardCentives.

Click here to apply.

Benefits

  • LOW Annual Percentage Rate**
  • No annual fee
  • 25-day grace period
  • Free balance transfers
  • ScoreCard™ REWARDS: You’re automatically enrolled to earn one bonus point for every dollar spent in net retail purchases. Redeem the points for brand-name merchandise and travel rewards including air miles. Browse the store at: www.scorecardrewards.com
  • CardCentives Premium Level: This adds numerous extras including identity theft victim assistance and reimbursement insurance, 90-day product protection, concierge services and more.
  • VISA® Benefits: Auto rental collision damage waiver; secondary, emergency card replacement; emergency cash disbursement and lost/stolen card reporting
  • Protection: Online security with Verified By VISA®
  • Check Credit Card Account Info online with www.ezcardinfo.com
  • Optional life and disability insurance available at low rates

Click here to report a lost or stolen Peach State VISA® credit card.

*APR – Annual Percentage Rate. The 0% APR applies to purchases, cash advances and balance transfers. The 0% APR is effective for the first six statement periods following the opening of your account. The APR will return to the annual percentage rate of your approved card type after the promotional period, or if you fail to make a minimum periodic payment during the promotional period within 60 days from the due date for that payment. Offer applies to new VISA® credit card accounts only and may expire at any time. An active Peach State checking account is required. A $20 application fee is charged for processing. When the card is issued, the fee will be refunded back to your account.

**See the Fair Credit and Charge Card Disclosure below for Annual Percentage Rates. Peach State will determine card type and limit based on application information and credit history.

VISA® Contact Information
Card Member Services
    Business Hours: 678.546.0081
    After Hours: 800.237.6211

Lost/Stolen VISA® Credit Cards
800.325.3678

Written Inquiries
     VISA® Customer Service
     P.O. Box 30495
     Tampa, FL 33630

Payments
     Nearest Peach State branch location or
     VISA®
     P.O. Box 31279
     Tampa, FL 33631-3279

For any non-emergency issues, please contact Peach State at 678.889.4328 or 855.889.4328.

Peach State Visa Credit Card Disclosure
Interest Rates and Interest Charges
Platinum A+
Platinum A
Platinum B
Annual Percentage Rate (APR) for Purchases when you open your account based on your creditworthiness.
8.9%
10.9%
12.9%
APR for Balance Transfers
8.9%
10.9%
12.9%
APR for Cash Advances
8.9%
10.9%
12.9%
Penalty APR
NONE
NONE
NONE
How to Avoid Paying Interest on Purchases Your due date is 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
Minimum Interest Charge
NONE
NONE
NONE
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the Web site of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
Fees
 
Platinum A+
Platinum A
Platinum B

Annual Fee

NONE
NONE
NONE
Transaction Fees
  • Balance Transfer
NONE
NONE
NONE
  • Cash Advance
NONE
NONE
NONE
  • Foreign Transaction
1% of the converted transaction amount
1% of the converted transaction amount
1% of the converted transaction amount
Penalty Fees
  • Late Payment
$25
$25
$25
  • Over-the-Credit Limit
NONE
NONE
NONE
  • Returned Payment
$25
$25
$25

Other Fees

$20 application fee refunded if approved.
$20 application fee refunded if approved.
$20 application fee refunded if approved.

How We Will Calculate Your Balance:
We use a method called "average daily balance (including new transactions)." The information about the cost of the card described above is accurate as of January 15, 2012. This information may have changed after that date. To find out what may have changed since then or to obtain a copy of the Agreement call 678.889.4328 or 855.889.4328.
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